Infineon’s SECORA Pay solution family is expanded with SECORA Pay Bio. The innovative Infineon Biometric Coil on Module (BCoM) is a single dual-interface module that combines Fingerprints’ sensor and Infineon’s SLC39B SoC Secure Element.
There has never been a more crucial time to safeguard digital identities and transactions as the payment industry progresses toward digitization. Biometric payment cards are a promising development in this space and are becoming more and more popular in addition to standard contactless payment cards. In this context, Visa and Mastercard-compliant all-in-one biometric payment card system SECORA Pay Bio was introduced by Infineon Technologies.
Using the main benefits of inductive coupling technology, SECORA Pay Bio incorporates the FPC1323 sensor by Fingerprint Cards AB (Fingerprints) and Infineon’s improved SLC39B system-on-chip (SoC) Secure Element into the Infineon Biometric Coil on Module (BCoM) package.
The approach enables a safe and convenient contactless payment experience by using fingerprint credentials that are securely kept on the card as a second authentication factor.
“With this all-in-one solution for biometric payment cards, we are pushing the boundaries of payment cards further,” said Tolgahan Yildiz, Head of the Trusted Mobile Connectivity and Transactions Product Line at Infineon. “SECORA Pay Bio enables easy-to-implement and scalable production of robust and reliable biometric payment cards with high throughput and a smooth consumer experience.”
Biometric Payment Solution With Excellent Contactless Performance
Infineon’s SECORA Pay solution family is expanded with SECORA Pay Bio. The innovative Infineon Biometric Coil on Module (BCoM) is a single dual-interface module that combines Fingerprints’ sensor and Infineon’s SLC39B SoC Secure Element.
Along with a huge memory size and a variety of peripherals, the SLC39B Secure Element with an integrated power supply also provides exceptional contactless performance.
By eliminating the need for a wire connection between the BCoM module and the card antenna through the use of cutting-edge inductive coupling technology, manufacturing complexity can be greatly decreased while simultaneously increasing the card’s robustness and long-term reliability.
Furthermore, with relatively few operational modifications, the
production of biometric sensor cards may now be carried out on the dual interface card manufacturing equipment now in use.
The adoption of BCoM technology would not require additional performance testing because the SECORA Pay Bio solution satisfies both Mastercard and Visa criteria. This would allow for a flexible and quick rollout with exceptional performance and a seamless onboarding procedure.
Two New Innovative Enrollment Options Are Supported
Numerous enrollment options are supported by SECORA Pay Bio, including as in-field enrollment, smartphone apps, and sleeves. The SECORA Pay Bio enrollment sheet is a unique tool that makes fingerprint enrollment by smartphone easier than it has ever been.
Furthermore, the first biometric payment system that facilitates in-field enrollment is SECORA Pay Bio.
As a result, cardholders can utilize biometric-enabled payment cards without requiring any extra tools or work. Additionally, the fingerprint template on these new biometric cards is educated with every purchase transaction, significantly enhancing the user experience.
Availability
In accordance with EMV specifications, the SECORA Pay Bio solution enables the most recent payment applications. The fully designed-in package for the pilot-tested product is available, and it is prepared for mass production.
The Biometric Cards Market is Booming
ABI Research projects that, in an optimistic scenario, the market for biometric cards will reach 113.3 million units by 2028. The desire from consumers for more convenient and secure biometric authentication in personal payment transactions, together with ongoing efforts to optimize the price-performance ratio, including the cost and producibility of biometric payment cards, are driving this market trend. Moreover, this provide an extra defense against PIN phishing and lost-and-stolen theft.
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